Personal Insurance

You Earned It. We Help Protect It.

You Earned It, We Help Protect It

We understand that insurance is not the same for everyone. When it comes to having the right insurance coverage, knowledge about you, your family, and your needs allow our team to work with you to design a comprehensive program to exclusively safeguard what you value most. 

With our extensive experience, we provide a comprehensive solution, not just a policy. We are successful in developing ‘traditional’ solutions such as home, life, auto, and commercial as well as niche insurance coverages with support from our long-term carrier partners.   

Your exposures are unique and deserve equally unique solutions.

Personal Insurance Solutions



Purchasing car insurance can be a confusing experience. Our team can help you determine the amount of liability coverage that makes sense for you, and help you decide which optional coverages you want.



No two homes are exactly alike. Buying a policy “off the shelf” without fully considering your personal risks may cost you in the long run.Your homeowner’s policy should reflect the uniqueness of your home and your lifestyle.



Whether or not your home is in a flood-prone area, flooding can happen anywhere at any time. While most people think damages can be claimed through home insurance, flood is a specific exclusion that is not covered.

Excess Flood 


Most homeowners who purchase flood insurance from the National Flood Insurance Program (NFIP), however, those policies only cover up to $250,000. An excess flood insurance policy provides additional limits.

Umbrella Insurance

Umbrella insurance is extra liability insurance. It is designed to help protect you from major claims and lawsuits and, as a result, it helps protect your assets and your future.

Boat Insurance

When you take to the water, protect your family, guests, and your investments with the very best in marine insurance. Our boat and jet ski coverage is one of the most flexible, cost-effective protection.

Collector Vehicle


Customized coverage is required for custom collections. That’s why Brown & Brown can provide you with plans that offer a multitude of innovative coverages and features.

Valuable Articles


If you own valuable, rare, or irreplaceable items, such as collectibles or antiques, you most likely want to have the most comprehensive protection available. 



Windstorm coverage is a special type of property-casualty insurance that protects policyholders from property damage caused by windstorms. 



From liability insurance to collision insurance, we can walk you through all of the options available and help you determine the best motorcycle coverage for you.

In most cases, the insurance that your landlord has will not cover your possessions in the event of a catastrophe. Renters insurance is affordable and will help protect your belongings on and off premise. 

Renters Insurance

Directors & Officers/Executive Risk

D&O policies for an organization share the limits with all board members. However, this may not be enough coverage to protect you personally. Additional D&O limits  add an extra layer of protection for you personally.

 Request a free personal insurance quote today.

Brown & Brown Insurance provides risk management solutions to help protect what our customers value most. Our four business segments offer insurance products and services to businesses, corporations, governmental institutions, professional organizations, trade associations, families, and individuals. 


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1001 Mark Ave, Suite 201

Carpinteria, CA 93013

Ph: (805) 965 - 0071 

Toll Free: (800) 350 - 6328

Mon-Fri: 8:00am - 5:00pm

CA License #: 0D04053

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